How much money a Nepali student loses if his/her Canadian student visa gets rejected?

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 Now there's a fad for applying abroad without weighing in the pros and cons of it and possible financial damages it can cause. For most consultancies and agents students are milch cows and they only care about the money. There are some consultancies/agents, who genuinely care about students and provide genuine and expert guidance and only take applications that have good odds of succeeding, tell students clearly about everything beforehand and let students make an informed decision. Clearly, such consultancies/agents deserve respect.

It is important that students know how much money they will lose in the processing if their student visa to Canada is denied. Here's the tentative amount, given by a student. It might vary, and be even more depending on your case.

1. Consultancy Charge (if you use one) - NPR 25,000 (Twenty-five thousand).
2. Offer Letter Charge - NPR 5,000 (Five thousand)
3. Certificates from Ward Office: NPR 11,000 (Eleven thousand : varies from one ward to another)
4. No Objection Letter: NPR 2,000 (Two thousand)
5. Translation (of Lalpurja and other income related documents that are in Nepali) and notary costs : NPR 5,000 -NPR 10,000 (Five to Ten Thousand)
6. CA Audit Report cost: NPR 2,500 (Two thousand five hundred).
7. Bank Balance Certificate with income source : NPR 50,000 (Fifty Thousand) (If you intend to take a loan, add interest for the loan).
8. VFS Charges
   DEMAND DRAFT 
   Student visa: INR 7,890 = NPR 12,624
   Biometric Fees: INR 4,470 = NPR 7152
   VFS Processing Charges = NPR 1000 (learn about the current charges from VFS)
9. Nepal Government Tax (2%) + Bank Charges while sending fees of 6 months to Canada: NPR 15,500
10. Administration Charges deduction by university while reimbursing (refunding) tuition fees including money transfer costs: Almost NPR-60,000-70,000 (Sixty to seventy thousand) 
    
    There will be a lot of hidden charges as well like travel expenses and other. So altogether, an applicant will lose around NPR 2 Lakhs 50 thousand to 3 lakhs, if his/her visa gets rejected. It's a huge sum and applicant needs to be prepared for it. 
    
    I have not taken into account the IELTS fee charged by British Council Nepal which is NPR 23,000 for Paper-Based test and NPR 21,500 for Computer-delivered test and Passport charge for first passport NPR 10,000 if taken from Department of Passports in 3 days because you can use those documents later as well. However please note that IELTS Test Score has a 2-year validity, and you need to retake the test if you decided to apply after 2 years.
    
    Please write a comment below if I am missing any and to update the new changes in the fees and others.
    
    Check this out too if you have not yet. (Document Checklist for Canada). 
    https://nepalihal.blogspot.com/2021/04/list-of-documents-required-for-nepali.html
    

List of documents required for Nepali students to study in Canada.

Image source: Change.org

This blogpost contains the comprehensive list of documents required for Nepali students to apply for a  Student Visa to Canada. Though this document checklist is specifically for Canada, it also helps Nepali students to apply to other countries as well. This checklist is from the time I applied and it might vary in future. So check the official website of Canadian Immigration or contact Canadian Embassy or High Commission for authentic and up-to-date information.

1.  SOP (Statement of Purpose)       
   This is a crucial document. It should reflect why you want to pursue a certain course in a Canadian    university. It must be original, succinct and powerful.  Sample SOPs can be found online. I was told that it plays a big role in deciding your visa outcome.
   
   
2. CV
   Your CV detailing your previous study and work experience. If you have a gap in studies, it is a good idea to include work experience to compensate for that in your CV.
   
   
3. Transcript, Character, Provisional and Migration Certificates
   All your academic certificates
   
   
4. IELTS
   IELTS test score is very important. You should have an overall IELTS score of at least 6.5 with no band score less than 6 in order to be eligible for applying to Canada. Some agents can encourage you to apply even with lower IELTS score but visa chances will be significantly smaller.
   
   
5. Experience Letter
   If you have work experience include that as well. If you have a gap in studies include work experience to compensate for that.
   
   
6. 2 Recommendation Letters
   You can have your recommendation letters issued from your workplace and your high-school or university teachers / professors.
   
   
7. Extra Curricular Certificates
   If you have taken part in extra-curricular activities and possess the certifications of the same, include those as well because those will help create positive impression of you in the mind of the  Visa Officer.
   
   
8. Birth Certificate, Marriage Certificate (if applicable), Relationship Certificate, Income Verification, Income Reference Letter, Tax Clearance, Address Verification, Property Valuation, Land Ownership Certificate Translation
   You can get nearly all the documents from your ward office. Land Ownership translation can be done in any authorised Notary Public's office. If your ward documents are in Nepali, you need to translate them into English and notarise them as well.
   
   
9. Sponsor Letter
   You also need to attest the sponsor letter written and signed by your sponsors. Sponsor could be your parents, siblings or any other valid sponsor. This letter mentions that they will fund your stay and studies in Canada.
   
   
10. Police Report
    You are also required to attach police report mentioning you have no criminal records against you. You can apply for a  police report online and receive it in your Email (within 24 hours). This is the easiest option.
    
    
11. No Objection Letter
    You can get your No Objection Certificate (or letter) (NOC) from Ministry of Education Keiser Mahal Kathmandu. Now you can apply for it online as well.
    
    
12. Offer Letter
    Offer Letter from a valid Canadian University or College is required.
    
    
13. T.T. Copy
    This document shows that you have sent tuition fees to your University in Canada. This document is issued by your Nepali Bank after you have sent the tuition fees. I was told that Nepal Investment Bank is good to send fees to Canada, you can also learn with other banks about the charges and choose whichever is best for you. You also need to pay government tax while sending tuition fees. Even if your visa gets rejected, the government tax will not be refunded. Sounds strange? but that's how it is as of now.
    
    
14.  PAN Card
    You do not need to attach PAN Card or a copy of it to the application. However, you require a PAN Card to send tuition fees to your university from Nepal. PAN stands for Permanent Account Number. So, if you get it once, you must keep it for lifetime and can use it anywhere. You can apply it online with a Passport size photo (digital, if applied online) and your Citizenship card and you need to visit Inland Revenue Department to get your PAN Card. You can get it on the same day free of cost.
    
    
15. College Receipt
    This is the document issued by college which shows that college / university has received your tuition fees.  You can have the receipt sent by your University / college to your email or download it from the online portal in the case of some universities.
    
    
16. CA Report
    You are required to have all your income related documents audited by a licensed Chartered Accountant. In my case I had paid almost NRS 2500 to get a CA report. It might vary from one firm to another.
    
    
17. Balance Certificate
    You also need to show your Bank Balance which should be 30-40 Lakhs Nepali rupees. It shows that you have sufficient funds for your stay in Canada. If you are applying with your spouse Bank Balance should be almost / more than 40 Lakhs.
    
    
18. Bank Statement (Not Compulsory) 
    You also need to show your Bank Statement as well if it is possible. You can get your Bank Statement free of charge from your bank. But when I applied I was told that it is not compulsory if you cannot have it issued.
    
    
19. Document Checklist
    You also need to attach the checklist of all the documents you have in your application, which will make the visa officer convenient to access a particular document.
    
    
20. Consent Form
    
21. Study Permit Form
22. Study Permit Questionnaire
    
23. IMM Form
    
24. Schedule Form
25. Family Information
    
    
26. Photo
    In my case they had taken photo themselves at VFS Office.
    
    
27. Demand Draft
    You can get Demand Draft from your Bank. Ask with your consultancy or agent about the amount of Demand Draft. You need two separate Demand Drafts for Visa and Biometric fees.
    
    
28. Passport
    You need to send your passport to Canadian High Commission New Delhi. And after the visa decision has been made, VFS will inform you by phone and by Email and you can book a date at VFS to collect your passport.
    
    Also read this. (How much it costs tentatively to apply to Canada).
    https://nepalihal.blogspot.com/2021/04/how-much-money-nepali-student-loses-if.html